I deliberately left this topic to the end. Money is very important in today's world, almost everything can be connected with it. Here are some basic thoughts and useful practical advice at the end, lest you have problems with money! It is not the money itself, but the love of money that is the root of all evil. Do not be in love with money, rather let money itself fall in love with you. For most people, lack of money means unhappiness. But it is their own fault, because, theoretically, everybody can develop, to a level, an interest in earning a lot of money. Be happy with what you have while trying to reach what you aim for! It is not...

The most important thing is to take exact note of your income and expenses, even as an individual! It is mandatory at a company to take care about incoming and outgoing cash expenses, otherwise bankruptcy could occur. But the same is the case for the individual: you must follow money as it moves, and drive money on its way, then everything will be alright! Take a notebook and jot down the income and expenses of the actual day every evening! Precisely! This is the only way which makes it reasonable, if you take notes precisely! At the end of the month summarise how much you have spent. One or two months later, you will discover where your...